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Description
Insurer
Australian Seniors
Australian Seniors
Australian Seniors
Bow Wow Meow
Budget Direct
Budget Direct
Budget Direct
Bupa
Bupa
CBA
CBA
Coles
Coles
Coles
Everyday Insurance
Everyday Insurance
Everyday Insurance
Everyday Insurance
Policy
Basic Cover
Top Cover
Essential Cover
Nose-To-Tail Cover
Comprehensive
Plus
Essential
Standard
Ultimate
Plus Cover
Classic Cover
Comprehensive
Premium
Basic
Comprehensive Plus
Comprehensive
Basic
Standard
UnderwriterView tooltip
This is the provider of the insurance product and correlates with the Financial Services Provider (FSP) as registered with the Australian Financial Complaints Authority. You can look up your insurer's provider in the AFCA comparative tables to see how common it is for consumers to bring a dispute to AFCA about them.
PetSure (Australia) Pty Ltd
PetSure (Australia) Pty Ltd
PetSure (Australia) Pty Ltd
PetSure (Australia) Pty Ltd
Auto & General Insurance Company Limited
Auto & General Insurance Company Limited
Auto & General Insurance Company Limited
PetSure (Australia) Pty Ltd
PetSure (Australia) Pty Ltd
PetSure (Australia) Pty Ltd
PetSure (Australia) Pty Ltd
Guild Insurance Limited
Guild Insurance Limited
Guild Insurance Limited
PetSure (Australia) Pty Ltd
PetSure (Australia) Pty Ltd
PetSure (Australia) Pty Ltd
PetSure (Australia) Pty Ltd
Policy typeView tooltip
- Comprehensive policies are covered for most conditions, with a few exclusions.
- Limited policies are only covered for the conditions specified by the insurer.
Comprehensive injury and illness cover
Comprehensive injury and illness cover
Comprehensive injury and illness cover
Comprehensive injury and illness cover
Comprehensive injury and illness cover
Animals covered
Cats and dogs
Cats and dogs
Cats and dogs
Cats and dogs
Cats and dogs
Cats and dogs
Cats and dogs
Cats and dogs
Cats and dogs
Cats and dogs
Cats and dogs
Cats and dogs
Cats and dogs
Cats and dogs
Cats and dogs
Cats and dogs
Cats and dogs
Cats and dogs
Cover summary
Minimum age for new coverView tooltip
Insurer won't cover animals younger than this.
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
Maximum age for new coverView tooltip
The insurer won't sell a new policy for animals older than this.
15 years
8 years
8 years
8 years
8 years
8 years
8 years
8 years
8 years
8 years
8 years
8 years
8 years
8 years
8 years
8 years
No maximum age
8 years
Maximum benefit per yearView tooltip
The total amount the insurer will pay per year. Some policies also have a limit per condition. Some benefits, such as routine care, are paid on top of this amount.
- $12000
- Up to $2000 per condition
$12000
$12000
Choose from $10000, $20000 or $30000
$15000
$25000
$12000
$12000
$20000
$30000
$15000
$12000
$15000
$10000
$30000
$24000
$5000
$10000
Benefit paid per claimView tooltip
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 vet bill, you pay $200 (plus excess) and the insurer pays the rest. Choosing a lower benefit percentage will typically reduce your premium, but leave you more out of pocket when you make a claim.
60% vet bill covered
80% vet bill covered
75% vet bill covered
Choose from 70%, 80% or 90% vet bill covered
80% vet bill covered
80% vet bill covered
80% vet bill covered
80% vet bill covered
80% vet bill covered
Choose from 80% or 90% vet bill covered
Choose from 70% or 80% vet bill covered
Choose from 80% or 100% vet bill covered
Choose from 80% or 100% vet bill covered
Choose from 80% or 100% vet bill covered
80% vet bill covered
80% vet bill covered
80% vet bill covered
80% vet bill covered
Excesses
ExcessView tooltip
The cost to make a claim. Typically choosing a higher excess will reduce your premium.
0
0
0
Choose excess from $0, $250 or $500
Choose excess from $100 or $200
Choose excess from $100 or $200
Choose excess from $100 or $200
Choose excess from $0, $100 or $200
Choose excess from $0, $100 or $200
Choose excess from $0 or $200
Choose excess from $0 or $200
200
200
200
Choose excess from $0, $100 or $500
Choose excess from $0 or $100
Choose excess from $0 or $200
Choose excess from $0 or $100
Covered events
InjuryView tooltip
Vet costs to treat accidental injuries.
Show more Show less
- Limited cover
- No waiting period
Covers these specified injuries only: - motor vehicle incident
- burn or electrocution
- allergic reaction to insect and arachnid bites
- bone fracture
- snake bite toxicity
- traumatic ligament or tendon injury
- bite wound or fight wound abscess
- lacerations or abrasion of tissue, skin or mucous membrane due to external violence
Show more Show less
- Limited cover
- No waiting period
Covers these specified injuries only: - motor vehicle incident
- burn or electrocution
- allergic reaction to insect and arachnid bites
- bone fracture
- snake bite toxicity
- traumatic ligament or tendon injury
- bite wound or fight wound abscess
- lacerations or abrasion of tissue, skin or mucous membrane due to external violence
Show more Show less
- Limited cover
- No waiting period
Covers these specified injuries only: - motor vehicle incident
- burn or electrocution
- allergic reaction to insect and arachnid bites
- bone fracture
- snake bite toxicity
- traumatic ligament or tendon injury
- bite wound or fight wound abscess
- lacerations or abrasion of tissue, skin or mucous membrane due to external violence
Comprehensive cover
- Comprehensive cover
- 2 day waiting period
- Comprehensive cover
- 2 day waiting period
- Comprehensive cover
- 2 day waiting period
Show more Show less
- Limited cover
- No waiting period
Covers these specified injuries only: - motor vehicle incident
- burn or electrocution
- reaction to bite from an insect or arachnid
- near drowning incident
- bone fracture
- snake bite toxicity
- traumatic ligament or tendon injury
- bite wound or fight wound abscesses
- lacerations or abrasion of tissue, skin or mucous membrane due to external trauma
- cruciate ligament condition
Show more Show less
- Limited cover
- No waiting period
Covers these specified injuries only: - motor vehicle incident
- burn or electrocution
- reaction to bite from an insect or arachnid
- near drowning incident
- bone fracture
- snake bite toxicity
- traumatic ligament or tendon injury
- bite wound or fight wound abscesses
- lacerations or abrasion of tissue, skin or mucous membrane due to external trauma
- cruciate ligament condition
Show more Show less
- Limited cover
- No waiting period
Covers these specified injuries only: - motor vehicle incident
- Burn
- electrocution
- reaction to bite from an insect, spider or scorpion
- bone fracture
- traumatic tooth fracture
- snake bite toxicity
- ingestion of foreign object
- poisoning
- traumatic ligament or tendon injury
- bite/fight wound abscesses
- lacerations/abrasion of tissue/skin/mucous membrane due to external trauma
- cruciate ligament condition
Show more Show less
- Limited cover
- No waiting period
Covers these specified injuries only: - motor vehicle incident
- Burn
- electrocution
- reaction to bite from an insect, spider or scorpion
- bone fracture
- traumatic tooth fracture
- snake bite toxicity
- ingestion of foreign object
- poisoning
- traumatic ligament or tendon injury
- bite/fight wound abscesses
- lacerations/abrasion of tissue/skin/mucous membrane due to external trauma
- cruciate ligament condition
- Comprehensive cover
- 21 day waiting period
- Comprehensive cover
- No waiting period
- Comprehensive cover
- 21 day waiting period
Show more Show less
- Limited cover
- No waiting period
Covers these specified injuries only: - motor vehicle incident
- burn or electrocution
- reaction to a bite from an insect, spider or scorpion
- bone fracture
- traumatic tooth fracture
- snake bite toxicity
- ingestion of a foreign object
- poisoning
- traumatic ligament or tendon injury
- bite wound or fight wound abscesses
- lacerations or abrasion of tissue, skin or mucous membrane due to external trauma
- cruciate ligament condition
Show more Show less
- Limited cover
- No waiting period
Covers these specified injuries only: - motor vehicle incident
- burn or electrocution
- reaction to a bite from an insect, spider or scorpion
- bone fracture
- traumatic tooth fracture
- snake bite toxicity
- ingestion of a foreign object
- poisoning
- traumatic ligament or tendon injury
- bite wound or fight wound abscesses
- lacerations or abrasion of tissue, skin or mucous membrane due to external trauma
- cruciate ligament condition
Show more Show less
- Limited cover
- No waiting period
Covers these specified injuries only: - motor vehicle incident
- burn or electrocution
- reaction to a bite from an insect, spider or scorpion (excluding fleas)
- near drowning incident
- bone fracture
- traumatic tooth fracture
- snake bite toxicity
- ingestion of a foreign object
- poisoning
- traumatic ligament or tendon injury
- bite wound or fight wound abscesses
- lacerations or abrasion of tissue, skin or mucous membrane due to external trauma
- cruciate ligament condition
Show more Show less
- Limited cover
- No waiting period
Covers these specified injuries only: - motor vehicle incident
- burn or electrocution
- reaction to a bite from an insect, spider or scorpion
- bone fracture
- traumatic tooth fracture
- snake bite toxicity
- ingestion of a foreign object
- poisoning
- traumatic ligament or tendon injury
- bite wound or fight wound abscesses
- lacerations or abrasion of tissue, skin or mucous membrane due to external trauma
- cruciate ligament condition
IllnessView tooltip
Vet costs to treat illnesses.
- Comprehensive cover
- 30 day waiting period
- Comprehensive cover
- 30 day waiting period
- Comprehensive cover
- 30 day waiting period
- Comprehensive cover
- 30 day waiting period
- Comprehensive cover
- 30 day waiting period
- Comprehensive cover
- 30 day waiting period
- Comprehensive cover
- 30 day waiting period
- Comprehensive cover
- 30 day waiting period
- Comprehensive cover
- 30 day waiting period
- Comprehensive cover
- 30 day waiting period
- Comprehensive cover
- 30 day waiting period
Show more Show less
- Limited cover
- 21 day waiting period
Covers these specified illnesses only: - adrenal conditions
- arthritis
- cancer
- cruciate ligament condition
- diabetes
- ear conditions
- epilepsy
- eye conditions
- gastrointestinal conditions
- heart conditions
- intervertebral disc disease
- joint dysplasia
- joint luxation
- lump, growth and cyst removal
- skin conditions
- Comprehensive cover
- 21 day waiting period
- Comprehensive cover
- 30 day waiting period
- Comprehensive cover
- 30 day waiting period
- Comprehensive cover
- 30 day waiting period
- Comprehensive cover
- 30 day waiting period
Vet consultsView tooltip
Cover for vet consultation costs.
Up to $300
Up to $300
Up to $300
Yes
Yes
Yes
Yes
Up to $300
Up to $300
Yes
Up to $400
Yes
Yes
Yes
Up to $300
Up to $300
No
Up to $300
Emergency treatmentView tooltip
Cover for out-of-hours consults, when recommended by a vet.
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Pre-existing conditionsView tooltip
Pet insurance doesn't cover pre-existing conditions by default, but you can sometimes get cover by serving a waiting period and making an application to the insurer.
Can be covered if condition is temporary and fully cured
Can be covered if condition is temporary and fully cured
Claims
Quick and easy claimsView tooltip
Insurer will process claims made this way in 15 minutes or less, while you're at the vet. Available times are all Australian Eastern Time.
No
No
No
No
No
No
How to claimView tooltip
Ways this insurer lets you submit a claim. Vet-submitted claims may only be available at practices that have opted into the insurer's system.
- Phone
- Web form (customer or vet can submit)
- Phone
- Web form (customer or vet can submit)
- Phone
- Web form (customer or vet can submit)
Direct vet paymentsView tooltip
If the vet allows it, some insurers will pay the claim the vet directly. The alternative is to pay the full bill yourself and claim back the insurer's part yourself.
GapOnly claims only
GapOnly claims only
GapOnly claims only
GapOnly claims only
No
No
No
GapOnly claims only
GapOnly claims only
GapOnly claims only
GapOnly claims only
Yes
Yes
Yes
GapOnly claims only
GapOnly claims only
GapOnly claims only
GapOnly claims only
Additional benefits
Routine careView tooltip
Additional non-insurance cover for preventative care items like health checks, vaccinations and microchipping.
No
Show more Show less
- Optional
- Up to $50 for 1 of: flea, tick, worm control; heartworm control; vaccinations; health checks; teeth cleaning; prescription diets; dental illness treatment; puppy training; cremation or burial; dew claw removal; de-sexing; council registration fees; microchipping; behavioural therapy or alternative therapies
- Up to $15 for heartworm tests or blood screening
- Up to $15 for FeLV/FIV tests or urinalysis
No
No
Show more Show less
- Optional
- Up to $150 per year
- Up to $50 for desexing, vaccinations or health checks, microchipping, heartworm preventative, dew claw removal, prescription diets, FeLV/FIV tests or urinalysis, flea/tick/worm control, teeth cleaning, cremation/burial, council registration fees, alternative medication, obedience training or heartworm tests or blood screen
Show more Show less
- Optional
- Up to $150 per year
- Up to $50 for desexing, vaccinations or health checks, microchipping, heartworm preventative, dew claw removal, prescription diets, FeLV/FIV tests or urinalysis, flea/tick/worm control, teeth cleaning, cremation/burial, council registration fees, alternative medication, obedience training or heartworm tests or blood screen
No
Show more Show less
- Optional
- Up to $100 per year
- Up to $50 for vaccinations or health checks
- Up to $50 for 1 of: desexing, heartworm preventative, dew claw removal, prescription diets, behavioural therapy (by qualified animal behavioural therapist or vet), obedience training (at recognised facility), microchipping, teeth cleaning, cremation or burial, council registration fees, dental illness treatment or alternative therapy
Show more Show less
- Optional
- Up to $100 per year
- Up to $50 for vaccinations or health checks
- Up to $50 for 1 of: desexing, heartworm preventative, dew claw removal, prescription diets, microchipping, teeth cleaning, cremation or burial, council registration fees, dental illness treatment, alternative therapy, behavioural therapy (by qualified animal behavioural therapist or vet) or obedience training (at recognised facility)
No
No
Alternative therapiesView tooltip
Cover for specialised treatments such as physiotherapy, hydrotherapy or chiropractic manipulation.
No
No
- Optional, bundled with other extras
- Up to $2000
No
No
- Optional
- Up to $1000
No
No
No
Lost animalView tooltip
Benefit if your pet is lost, stolen or runs away.
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Necessary euthanasiaView tooltip
The cost of putting your pet down, where necessary.
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Legal liabilityView tooltip
Cover when you are responsible for injury, damage or death caused by your pet
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Telehealth vet serviceView tooltip
Some insurers offer telehealth vet services as an added benefit.
No
No
No
- Text or video call with vet
- Available 24/7
No
No
No
- Text or video call with vet
- Available 24/7
- Text or video call with vet
- Available 24/7
- Text or video call with vet
- Available 24/7
- Text or video call with vet
- Available 24/7
No
No
No
- Text or video call with vet
- Available 24/7
- Text or video call with vet
- Available 24/7
- Text or video call with vet
- Available 24/7
- Text or video call with vet
- Available 24/7
Conditions
CancerView tooltip
Vet costs to treat cancer.
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- 21 day waiting period
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
Allergic reactionView tooltip
Vet costs to treat allergic reactions.
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Brachycephalic Airway Obstruction SyndromeView tooltip
Vet costs to treat BOAS and related conditions.
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
No
- Covered
- Standard waiting periods
No
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
Cruciate ligament conditionsView tooltip
Vet costs to treat conditions affecting the cruciate ligaments.
Dental and oral health conditionsView tooltip
Vet cost to treat conditions affecting the teeth, gums and mouth.
- Not covered
- Does cover oral tumours
Show more Show less
- Not covered by default
- Does cover oral tumours, immune-mediated stomatitis and traumatic tooth fracture
Optional cover: - Bundled with other extras
- Cover limited to gingivitis, abscesses, odontoclastic resorptive lesions, dental disease arising from infection, retained deciduous teeth, cavities and fractured teeth due to dental disease
- Up to $2000
- 6 month waiting period
- Treatment limited to polishing, scaling, tooth removal and x-rays
Show more Show less
- Not covered by default
- Does cover oral tumours
Optional cover: - Cover limited to gingivitis, abscesses, dental disease arising from infection, retained deciduous teeth, cavities and fractured teeth
- Up to $500
- 6 month waiting period
- Treatment of dental disease arising from infection, retained deciduous teeth, cavities and fractured teeth limited to tooth removal
- Insurer requires annual routine dental check-ups
- Some cover available under routine care option
Show more Show less
- Not covered by default
- Does cover traumatic tooth fracture, oral tumours and stomatitis
Optional cover: - Bundled with other extras
- Cover limited to gingivitis, abscesses, dental disease arising from infection, retained deciduous teeth, cavities and fractured teeth
- No cover for odontoclastic resorptive lesions
- Up to $2000
- 6 month waiting period
- Treatment of dental disease arising from infection, retained deciduous teeth, cavities and fractured teeth limited to tooth removal
- Does not cover corrective treatment, cosmetic dental surgery, crowns, orthodontic treatment or root canal
- Insurer requires annual routine dental check-ups
- Some cover available under routine care option
Show more Show less
- Not covered by default
- Does cover traumatic tooth fracture, oral tumours and stomatitis
Optional cover: - Bundled with other extras
- Cover limited to gingivitis, abscesses, dental disease arising from infection, retained deciduous teeth, cavities and fractured teeth
- No cover for odontoclastic resorptive lesions
- Up to $2000
- 6 month waiting period
- Treatment of dental disease arising from infection, retained deciduous teeth, cavities and fractured teeth limited to tooth removal
- Does not cover corrective treatment, cosmetic dental surgery, crowns, orthodontic treatment or root canal
- Insurer requires annual routine dental check-ups
- Some cover available under routine care option
Show more Show less
- Optional
- Cover limited to gingivitis, abscesses, tooth fracture, cavities, dental disease arising from infection and tooth resorption
- Up to $800
- 6 month waiting period
- Treatment of tooth fracture, cavities, dental disease arising from infection and tooth resorption limited to restoration of canine and carnassial teeth (including orthodontic treatment, crowns and root canals) and tooth removal
- Does not cover corrective treatment or cosmetic surgery
- Insurer requires annual routine dental check-ups/treatment
- Some cover available under routine care option
No
Eye conditionsView tooltip
Vet costs to treat conditions affecting the eye.
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered for injury
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
Ear conditionsView tooltip
Vet costs to treat conditions affecting the ears.
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered for injury
- Standard waiting periods
- Covered
- 30 day waiting period
- Covered
- 30 day waiting period
- Covered
- 30 day waiting period
- Covered
- 30 day waiting period
Ingestion of a foreign objectView tooltip
Vet costs to treat your pet after it swallows something it shouldn't.
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
Heart conditionsView tooltip
Vet costs to treat heart disease.
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
No
- Covered
- 30 day waiting period
- Covered
- 30 day waiting period
- Covered
- 30 day waiting period
- Covered
- 30 day waiting period
Patella luxationView tooltip
Vet costs to treat patella luxation, a dislocation of the kneecap.
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
Hereditary conditionsView tooltip
Vet costs to treat inherited conditions, particularly those specific to the pet's breed.
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
No
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
Joint conditionsView tooltip
Vet costs to treat joint conditions, such as arthritis and dysplasia.
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- 21 day waiting period
- Covered
- 21 day waiting period
Intervertebral disc diseaseView tooltip
Vet costs to treat IVDD, a spinal condition that affects cats and dogs.
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- 30 day waiting period
- Covered
- 30 day waiting period
- Covered
- 30 day waiting period
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
No
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
Orthopaedic conditionsView tooltip
Vet costs to treat orthopaedic conditions, including bone fracture.
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
Illness caused by parasitesView tooltip
Vet costs to treat internal or external parasite infection. Many insurers cover tick paralysis, but may exclude other conditions caused by ticks.
Show more Show less
- Covered
- Cover limited to tick paralysis
- No cover for conditions caused by reasonably preventable parasites, internal parasites, worms, heartworm, external parasites, fleas or ticks
- Does not cover preventative protection for flea, tick, mites, intestinal worms or heartworm
- Insurer requires ongoing regular tick paralysis prevention
- Up to $1500 for tick paralysis
- 30 day waiting period
- Some cover available under routine care option
Show more Show less
- Covered
- Cover limited to tick paralysis
- No cover for conditions caused by reasonably preventable parasites, internal parasites, worms, heartworm, external parasites, fleas or ticks
- Does not cover preventative protection for flea, tick, mites, intestinal worms or heartworm
- Insurer requires ongoing regular tick paralysis prevention
- Up to $3000 for tick paralysis
- 30 day waiting period
- Some cover available under routine care option
Show more Show less
- Covered
- Cover limited to tick paralysis
- No cover for conditions caused by reasonably preventable parasites, internal parasites, worms, heartworm, external parasites, fleas or ticks
- Does not cover preventative protection for flea, tick, mites, intestinal worms or heartworm
- Insurer requires ongoing regular tick paralysis prevention
- Up to $1000 for tick paralysis
- 30 day waiting period
Show more Show less
- Covered
- Cover limited to tick paralysis
- No cover for conditions caused by endoparasites, worms, ectoparasites, ticks, fleas or skin mites
- Does not cover preventative flea/tick/worm control
- Insurer requires regular preventative treatment for fleas, heartworm, worms and ticks
- Up to $2500 for tick paralysis
- 21 day waiting period
- Some cover available under routine care option
Show more Show less
- Covered
- Cover limited to tick paralysis
- No cover for conditions caused by endoparasites, worms, ectoparasites, ticks, fleas or skin mites
- Does not cover preventative flea/tick/worm control
- Insurer requires regular preventative treatment for fleas, heartworm and worms and ticks
- Up to $2500 for tick paralysis
- 21 day waiting period
- Some cover available under routine care option
Show more Show less
- Covered
- Cover limited to tick paralysis
- No cover for conditions caused by endoparasites, worms, ectoparasites, ticks, fleas or skin mites
- Does not cover preventative flea/tick/worm control
- Insurer requires regular preventative treatment for fleas, heartworm, worms and ticks
- Up to $2500 for tick paralysis
- 21 day waiting period
Pregnancy and obstetricsView tooltip
Vet costs to treat pregnant animals, including complications caused by breeding or pregnancy.
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Skin conditionsView tooltip
Vet costs to treat skin conditions.
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- 21 day waiting period
- Covered
- Standard waiting periods
- Covered
- 21 day waiting period
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
Vaccinatable ConditionsView tooltip
Vet costs to treat conditions that have a commonly available vaccine.
Yes
Yes
Show more Show less
- Covered
- Insurer requires up to date vaccination for canine distemper, canine parvovirus, canine kennel cough, canine hepatitis, canine adenovirus, feline herpes virus, feline calicivirus, feline enteritis and feline parvovirus and infections vet has recommended vaccination for
- Vaccine benefit available under routine care option
Show more Show less
- Covered
- Insurer requires up to date vaccination for canine distemper, canine parvovirus, canine kennel cough, canine hepatitis, canine adenovirus, feline herpes virus, feline calicivirus, feline enteritis and feline parvovirus and infections vet has recommended vaccination for
- Vaccine benefit available under routine care option
No
Yes
Yes
SnakebiteView tooltip
Vet costs to treat snakebite toxicity.
- Covered
- Standard waiting periods
- Covered
- No waiting period
- Covered
- No waiting period
- Covered
- No waiting period
Covered as a specified injury
Covered as a specified injury
Covered as a specified injury
Covered as a specified injury