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International travel insurance comparison

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Last updated: 01 February 2024
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Checked for accuracy by our qualified fact-checkers and verifiers. Find out more about fact-checking at CHOICE.

If you're going overseas, travel insurance is just as essential as your passport. Use our free comparison tool to narrow down international single trip and annual multi-trip policies from 30 insurers, offering cover for COVID-19, existing medical conditions, car rental and more.

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Travel insurance is a portable version of health, home, contents, life, public liability, and car rental excess insurance all packaged in one to take on holidays with you. But with all those insurances piled into one product, navigating your way through the terms and conditions to find the loopholes can be very challenging.

Use our travel insurance comparison to narrow down your options and make sure you're getting the best cover for your needs when on holiday.

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Brand

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List of brands we tested in this review.

    Price

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    The average cost of the policy compared to other polices of the same type (single trip or annual multi-trip). One $ sign is the cheapest through to five $$$$$ the most expensive. NA means the policy wasn't included in the price rating.

    enter value/s in increments of 1 between 0 and 0

    Policy type

      Policy age limit

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      In years (up to and including the number stated). For policies listed as '100+', there is no age limit.

        Cruises

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        Does the policy cover international cruises?

          Medical expenses for COVID-19

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          Whether the policy covers you for medical and emergency evacuation and repatriation expenses for claims arising directly or indirectly from COVID-19. Cover is assessed on individual circumstances.

            Included in this comparison

            Members-only access
            • Price rating
            • Policy age limit
            • Dependant age limit
            • Medical
            • Cancellation
            • Baggage
            • Cruises
            • Pregnancy
            • Pregnancy stage covered
            • Childbirth costs
            • Pre-existing conditions covered without application
            • Pre-existing conditions covered on application
            • Time period for existing conditions
            • Medical expenses
            • Expenses for a person to accompany a sick policyholder
            • Daily hospital cash allowance
            • Hours of hospitalisation before receiving allowance
            • Dental expenses for accident or injury
            • Dental expenses for acute pain
            • Overseas funeral costs
            • Additional travel expenses for injury or sickness
            • Additional expenses for interrupted travel
            • Travel insurance extension for a delayed trip
            • Additional expenses for a lost passport
            • Additional expenses for a sick relative
            • Additional expenses for resumption of journey interrupted for a relative
            • Cancellation covered
            • Cancellation expenses
            • Cancellation for frequent flyer points
            • Cancellation expenses for travel agent fees
            • Cancellation for insolvency of a travel services provider
            • Cancellation for insolvency of a travel agent
            • Cancellation expenses for redundancy
            • Cancellation expenses for defence and emergency workers
            • Cancellation expenses for cancellation of work leave
            • Cover for transport incidents
            • Cover for strikes
            • Cover for mental health
            • Cover for COVID-19
            • Cover for pandemics
            • Cover for natural disasters
            • Cover for civil unrest
            • Cover for terrorism
            • Cover for war
            • Additional expenses for a special event
            • Additional expenses for pre-paid travel arrangements
            • Limit for travel delay expenses
            • Hours before travel delay covered
            • Limit per 24 hours for travel delay
            • Baggage cover
            • Limit for baggage expenses
            • Limit for a single unspecified item
            • Limit for a video or photo camera
            • Limit for a laptop or tablet
            • Limit for a smartphone
            • Limit for prescribed medications
            • Overall limit for specified items
            • Cover for baggage in a car during the day
            • Cover for baggage in a car overnight
            • Cover for valuables in a car
            • Cover for lost or stolen cash
            • Limit for baggage lost temporarily
            • Hours before cover applies for baggage lost temporarily
            • Rental car excess
            • Limit for rental car excess
            • Snow sports
            • Mopeds and motorcycles
            • Scuba diving
            • Bungee jumping
            • Horse riding
            • Abseiling
            • High altitude hiking
            • White water rafting
            • Sky diving
            • Paragliding
            • Kayaking
            • Hot air ballooning
            • Hang gliding

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